CONDITIONS FOR EDUCATIONAL LOAN
Nehru peace foundation has given enough knowledge to the students in the awareness programs,seminars and meetings about the terms and conditions requied to be fulfilled, so as to avail the the educational loan .
1. The first important crieteria of getting an educational loan is to get admission in one of the recoganised educational institutions approved by the central and state governments
2. Minimum of fifty percent marks required in the plus two examinations
3. No margin money is required for loans up to four lakh rupees but for loans above four lakhs margin money is required
4. In case of studies outside India , a minimum of 7.5 lakhs will be given without collateral security and a maximum of 15 lakhs with collateral security or their guarantors acceptable to the bank
5. Educational loans will be sanctioned from the nearest nationalised bank only
6. Repayment of these loans will be starting from the sixth year onwards .
7.Interest for these loans wil be 13 to 17 % per annum but there will not be any interest during the studying period of 4 years in the case of proffessional courses like engineering and nursing .
8. All payments will be given directly from the bank to the concerned educational institution , where the student has got admission.
9. The admitted college has to submit all the recognition papers , admission confirmation letter ,yearly detailed fees structure to the bank authourities
10. All payments like college tution fees , food and accomadation , registration and admission fees , book money etc will be released by the bank directly to the college as educational loan.
11. Seperate insurance has to taken to safeguard the loan , if anything happens to the student who has taken the loan
12. First year payment will be released before the start of the college as mentioned by the college fees structure
13. Any other doubts relating to the release of educational loans will be mentioned in the reserve bank websight.
NEHRU PEACE FOUNDATION FOR THE STUDENT
Nehru peace foundation has given various types of facilities to the students who are struggling to go for higher studies even after securing very high marks in the plus two examination because of the heavy poverty that has affected their family. Normally after plus two many students go for early jobs because they have no other ways to survive. Early jobs in the sense, they used to work as salesboy,salesgirls,painters,mason works,carpentory,plumpers,other construction works etc ,which will spoil their life to the maxiam.
NEHRU PEACE FOUNDATION FOR PROFESSIONAL EDUCATION
According to nehru peace foundation ,a student from 17years to 21 years should be locked up in a professional atmosphere which will enabale him to get maximum possible education which will not lead him to any unhealthy situations which has happened in his life. Because from 17years to 21 years a student has to face the most dangerous situations in his life which he may be tempted to be involved in many negative situations. Another dangerous thing is for going for small courses which may also destroy their life because now adays only professional education can make you a different persion so as to get a good job in india as well as abroad.
SOCIAL STATUS OF THE FAMILY
According to nehru peace foundation, the only way to reduce the gap between the rich and the poor is professional education. Social status automatically changes when he or she is professionally qualified, which will enable him to enter into a good relationship with abetter family which increacs the total change in the current situation in his family because both the rich student and the poor student can study in the same professional atmosphere gifted by nehru peace foundation and they can also work in the same company abroad,drawing the same salary received by the rich student .
So according to nehru peace foundation professional education is the only way for the development of a family,society,state,and the country.
NEHRU PEACE FOUNDATION AND FOREIGN MONEY
As far as nehru peace foundation is concerned the only way to secure a good and stable job abroad is to get a professional qualification, which is easily provided by nehru peace foundation because nowadays it is not easy to get a good job abroad by studying small courses like one year or two year diploma courses. Only a professionaly qualified person can excel abroad. In olden days education was not so popular and also costly in doing professional education,but now it has become very cheap so that they can easily get qualified without much experience. So it reduce the job opportunities to indians to a great extent. So nehru peace foundation by conducting seminars and meetings, they are giving maximun awerness to the students and parents to take ths educational loan of four lakh rupees and try to become a proffessional with or without the help of nehru peace foundation, there by creating a situation to work abroad and bring foriegn money to India, which is the only way to develop India and fulfil the dreams of gods own country.
There are no job oppurtunities in India where a family can prosper according to their minimum of basic requirements like house , good education for children and other basic requirements. The land price in India has gone beyond control which has become very difficulf for the common man to afford.
More over our government is so poor that it does not have proper money to pay government employee salaries. More than half of the income of collecting taxes are spent for government employees only
. So according to Nehru peace foundation , trying to get a govt job itself will be a disaster for the state because the present job done by the government empoyees can be easily done with less than 25 percent of the present total employees.
So it is always better for the citizen of India to go abroad and bring foriegn money to India which will be good for both the family and the country. It is a proven fact because, in Kerala out of 10 houses ,7 houses will have some one working abroad and we can easily make out the dfference between those houses also, where the NRI family will be having the most modern house and faciluties mainly because thei money value has come down tremendously with more than 60 rupees for a dollar.
So bringing foriegn money will be nearly bringing down money worth sixty times more than the Indian rupee , which makes it easy for the common man to maintain the standards of even a rich person in the country.
NEHRU PEACE FOUNDATION AND JOSE THOMAS
It was during the period of jose thomas being the president of the organisation, that nehru peace foundation started doing wonders for the welfare of the poor students of the country and even it boosted the development of the country as a whole. It was mainly because jose thomas leaded the organization in such a way that thousands of students who never even was in a situation to dream of a professional degree made their dreams become true through the wonderful activties of jose thomas who is even now the president of nehru peace foundation.
NEHRU PEACE FOUNDATION AND MANIPUR TRAGEDY
With the project of nehru peace foundation becoming a sensation in India , MrJose thomas the president of nehru peace foundation was invited by an organisation in Manipur to start this programme in the north east states of India where lakhs of youngsters are not going for higher education due to poverty and as a result joining several terrorist groups for their existence, to fight against India.
It is a fact that the government of India is spending lakhs of crores of rupees for the Indian army and the north east region to wipe off the terrorism of north east but unfortunatley the terrorism of the north east is increasing day by day only because thousands of young students are attracted into these terrorist groups. Theyhave no other means of living and their poverty restricts them to go for higher education.
It is a fact that the north east region students have not used even one percent of the educational loans disbursed by the central government, which means more than one lakh crores of rupees has been sanctioned as educational loans among the different states of the country after nehru peace foundation had started the educational loan awareness project in India but even 1 percent of it has not been used by the north east states.
This was the main reason that jose thomas the president of Nehru peace foundation was attracted by the invitation to conduct some awareness programs in the different states of the north east.
Mr jose thomas started campaign in the north east region and he was shocked by the massive response of the students and parents who had come down for the awareness program. But unfortunatley the social welfare department of the government of manipur came into an argument with the president of nehru peace foundation , saying that the central government of India had no such scheme of educational loan and that Mr jose thomas was conducting fake meetings to fool the people of northeast and taking all these students to be sold for different other illegal activities . Not only that , as per the complaint of the social welfare department , the manipur police filed a case of human trafficking against Mr. Jose thomas the president of tbe organisation, saying that there is a chance that these students can be misused.
The most tragic result of that incident was that thousands of innocent students was not able to avail the educational loans because nehru peace foundation winded up the program due to the false case launched against the president of nehru peace foundation.
Nehru peace foundation has given enough knowledge to the students in the awareness programs,seminars and meetings about the terms and conditions requied to be fulfilled, so as to avail the the educational loan .
1. The first important crieteria of getting an educational loan is to get admission in one of the recoganised educational institutions approved by the central and state governments
2. Minimum of fifty percent marks required in the plus two examinations
3. No margin money is required for loans up to four lakh rupees but for loans above four lakhs margin money is required
4. In case of studies outside India , a minimum of 7.5 lakhs will be given without collateral security and a maximum of 15 lakhs with collateral security or their guarantors acceptable to the bank
5. Educational loans will be sanctioned from the nearest nationalised bank only
6. Repayment of these loans will be starting from the sixth year onwards .
7.Interest for these loans wil be 13 to 17 % per annum but there will not be any interest during the studying period of 4 years in the case of proffessional courses like engineering and nursing .
8. All payments will be given directly from the bank to the concerned educational institution , where the student has got admission.
9. The admitted college has to submit all the recognition papers , admission confirmation letter ,yearly detailed fees structure to the bank authourities
10. All payments like college tution fees , food and accomadation , registration and admission fees , book money etc will be released by the bank directly to the college as educational loan.
11. Seperate insurance has to taken to safeguard the loan , if anything happens to the student who has taken the loan
12. First year payment will be released before the start of the college as mentioned by the college fees structure
13. Any other doubts relating to the release of educational loans will be mentioned in the reserve bank websight.
NEHRU PEACE FOUNDATION FOR THE STUDENT
Nehru peace foundation has given various types of facilities to the students who are struggling to go for higher studies even after securing very high marks in the plus two examination because of the heavy poverty that has affected their family. Normally after plus two many students go for early jobs because they have no other ways to survive. Early jobs in the sense, they used to work as salesboy,salesgirls,painters,mason works,carpentory,plumpers,other construction works etc ,which will spoil their life to the maxiam.
NEHRU PEACE FOUNDATION FOR PROFESSIONAL EDUCATION
According to nehru peace foundation ,a student from 17years to 21 years should be locked up in a professional atmosphere which will enabale him to get maximum possible education which will not lead him to any unhealthy situations which has happened in his life. Because from 17years to 21 years a student has to face the most dangerous situations in his life which he may be tempted to be involved in many negative situations. Another dangerous thing is for going for small courses which may also destroy their life because now adays only professional education can make you a different persion so as to get a good job in india as well as abroad.
SOCIAL STATUS OF THE FAMILY
According to nehru peace foundation, the only way to reduce the gap between the rich and the poor is professional education. Social status automatically changes when he or she is professionally qualified, which will enable him to enter into a good relationship with abetter family which increacs the total change in the current situation in his family because both the rich student and the poor student can study in the same professional atmosphere gifted by nehru peace foundation and they can also work in the same company abroad,drawing the same salary received by the rich student .
So according to nehru peace foundation professional education is the only way for the development of a family,society,state,and the country.
NEHRU PEACE FOUNDATION AND FOREIGN MONEY
As far as nehru peace foundation is concerned the only way to secure a good and stable job abroad is to get a professional qualification, which is easily provided by nehru peace foundation because nowadays it is not easy to get a good job abroad by studying small courses like one year or two year diploma courses. Only a professionaly qualified person can excel abroad. In olden days education was not so popular and also costly in doing professional education,but now it has become very cheap so that they can easily get qualified without much experience. So it reduce the job opportunities to indians to a great extent. So nehru peace foundation by conducting seminars and meetings, they are giving maximun awerness to the students and parents to take ths educational loan of four lakh rupees and try to become a proffessional with or without the help of nehru peace foundation, there by creating a situation to work abroad and bring foriegn money to India, which is the only way to develop India and fulfil the dreams of gods own country.
There are no job oppurtunities in India where a family can prosper according to their minimum of basic requirements like house , good education for children and other basic requirements. The land price in India has gone beyond control which has become very difficulf for the common man to afford.
More over our government is so poor that it does not have proper money to pay government employee salaries. More than half of the income of collecting taxes are spent for government employees only
. So according to Nehru peace foundation , trying to get a govt job itself will be a disaster for the state because the present job done by the government empoyees can be easily done with less than 25 percent of the present total employees.
So it is always better for the citizen of India to go abroad and bring foriegn money to India which will be good for both the family and the country. It is a proven fact because, in Kerala out of 10 houses ,7 houses will have some one working abroad and we can easily make out the dfference between those houses also, where the NRI family will be having the most modern house and faciluties mainly because thei money value has come down tremendously with more than 60 rupees for a dollar.
So bringing foriegn money will be nearly bringing down money worth sixty times more than the Indian rupee , which makes it easy for the common man to maintain the standards of even a rich person in the country.
NEHRU PEACE FOUNDATION AND JOSE THOMAS
It was during the period of jose thomas being the president of the organisation, that nehru peace foundation started doing wonders for the welfare of the poor students of the country and even it boosted the development of the country as a whole. It was mainly because jose thomas leaded the organization in such a way that thousands of students who never even was in a situation to dream of a professional degree made their dreams become true through the wonderful activties of jose thomas who is even now the president of nehru peace foundation.
NEHRU PEACE FOUNDATION AND MANIPUR TRAGEDY
With the project of nehru peace foundation becoming a sensation in India , MrJose thomas the president of nehru peace foundation was invited by an organisation in Manipur to start this programme in the north east states of India where lakhs of youngsters are not going for higher education due to poverty and as a result joining several terrorist groups for their existence, to fight against India.
It is a fact that the government of India is spending lakhs of crores of rupees for the Indian army and the north east region to wipe off the terrorism of north east but unfortunatley the terrorism of the north east is increasing day by day only because thousands of young students are attracted into these terrorist groups. Theyhave no other means of living and their poverty restricts them to go for higher education.
It is a fact that the north east region students have not used even one percent of the educational loans disbursed by the central government, which means more than one lakh crores of rupees has been sanctioned as educational loans among the different states of the country after nehru peace foundation had started the educational loan awareness project in India but even 1 percent of it has not been used by the north east states.
This was the main reason that jose thomas the president of Nehru peace foundation was attracted by the invitation to conduct some awareness programs in the different states of the north east.
Mr jose thomas started campaign in the north east region and he was shocked by the massive response of the students and parents who had come down for the awareness program. But unfortunatley the social welfare department of the government of manipur came into an argument with the president of nehru peace foundation , saying that the central government of India had no such scheme of educational loan and that Mr jose thomas was conducting fake meetings to fool the people of northeast and taking all these students to be sold for different other illegal activities . Not only that , as per the complaint of the social welfare department , the manipur police filed a case of human trafficking against Mr. Jose thomas the president of tbe organisation, saying that there is a chance that these students can be misused.
The most tragic result of that incident was that thousands of innocent students was not able to avail the educational loans because nehru peace foundation winded up the program due to the false case launched against the president of nehru peace foundation.
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